ACA/OBAMACARE
Learn if you are eligible for Obamacare
Don’t miss the best benefits, call us and get the best plan.
Give us a free call
Or get contacted.
What is Obamacare?
The Affordable Care Act signed by President Barack Obama in March 2010 is known as Obamacare. The law makes health care more affordable and accessible for all Americans.
With these objectives, Obamacare subsidizes premium costs. It also makes payments to healthcare providers to keep deductibles relatively low. And it commits them to offering essential health benefits, beyond the plan contracted by the patient.
Obamacare, also known as the Affordable Care Act, aims at three essential premises:
- Offer alternatives that significantly reduce health costs in the United States.
- Allow Americans access to healthcare through affordable health insurance plans.
- Expand the Medicaid health program for low- and very low-income people.
- Obamacare has helped millions of Americans get the quality health care they need at affordable prices.
- With Obamacare, you can get individual and family plans that cover at least 10 essential health services, including emergency care and hospitalization.
Give us a free call or get contacted.
What Coverage and Services are covered by Obama Care?
The Obama Care Act offers medical protection to all citizens and legal residents of the United States. With a wide variety of policies available in what is known as the Health Marketplace, it helps us obtain health and financial protection in the following cases:
- Emergencies
- Specialist Consultations
- Laboratory tests
- Rehabilitation
- Preventive Health Consultations
- Prescriptions
- Hospitalization
- Mental Health and Addiction Treatment
- Services
- Maternity and Newborn Care
- Pediatric Services
- Before the advent of Obamacare, the healthcare situation in the United States was difficult, especially for people with low incomes and pre-existing conditions.
Thanks to Obamacare, the inconveniences with health insurance have been reduced exponentially. For example, it allows pregnant women to be protected throughout pregnancy, during and after childbirth, as well as their children. In addition, people with pre-existing conditions, the disabled, or the elderly cannot be rejected by any insurer.
Give us a free call or get contacted
Additional benefits you get with Obama Care
- Allows young adults to continue on their parents’ plans until age 26.
- Prevents insurance companies from denying you coverage or charging you more based on your health status, disqualifying you if you are sick, or if you make any honest mistakes on your application.
- Avoid gender discrimination.
- Prevents insurance companies from imposing unjustified premium increases.
- Eliminates lifetime limits and annual dollar limits on coverage.
- Enables quick appeal of insurance company decisions.
- Extends coverage to tens of millions of people by subsidizing health insurance costs through the Health Insurance Marketplace (HealthCare.Gov and state insurance marketplaces).
- Extends Medicaid to millions of U.S. citizens who need it and enhances it for seniors.
- Provides tax breaks to small businesses for offering health insurance to their employees.
- Requires large businesses to insure their employees, including those with pre-existing conditions.
- Facilitates CHIP affordability for children.
- Ensures that all plans cover minimum benefits with limits on costs and offers ten essential benefits.
Requirements to apply for ACA plans
- Have legal immigration status in the United States.
- Minimum Income.
- Apply during the Open Enrollment Period, or if you qualify for a Special Period, apply within the established limits.
- If you are married, you must file a joint tax return.
- You cannot be claimed as a dependent of another person.
- You must not have health coverage through your employer.
- You must not been in prison.
Fill this Form to get contacted.
aca/obamacare
Give us a free call